Financial stress shouldn't wait until payday
Give your employees access to their earned wages when they need it – without disrupting your payroll cycle. Affinity's Pay On Demand improves employee wellbeing, reduces financial stress, and strengthens retention – all at zero cost to your business.
The financial wellbeing challenge
Your employees shouldn't have to wait weeks for money they've already earned.
Payday is too far away
Your employees are working hard, but they can't access their earned wages until the next pay cycle. When unexpected expenses arise – car repairs, medical bills, or school fees – they're forced to turn to high-interest payday loans, overdraft fees, or credit cards, creating a cycle of financial stress.
Wellbeing impacts performance
You care about your team's wellbeing, but financial stress is affecting morale, productivity, and retention. Employees distracted by money worries can't perform at their best, and you're losing good people to employers who offer better financial flexibility.
Earned wages should be accessible
Your employees have already worked for their wages. They shouldn't be locked into a rigid pay cycle when they need financial flexibility to handle life's unexpected moments.
We understand your priorities
We understand that employee wellbeing directly impacts your business performance. Financial stress doesn't just affect your team at home – it reduces productivity, increases absenteeism, and drives turnover. You want to support your employees' financial health without adding complexity or cost to your payroll operations.
Built into your Affinity payroll
Pay On Demand is a built-in feature of your Affinity payroll platform. Simply enable it to give your employees access to their earned wages – with zero disruption to your operations and zero cost to your business.
Early access to earned wages – without the complexity
Affinity's Pay On Demand gives your employees access to their earned wages once per pay cycle through a simple web interface. No changes to your payroll cycle. No additional admin. No cost to your business. Just improved employee wellbeing, reduced financial stress, and stronger retention.
Access earned wages when you need them
Employees can access their earned wages once per pay cycle through an easy-to-use web interface, alongside their existing employee self-service portal. Funds are transferred quickly – no complicated approval processes, no disruption to your payroll.
The benefit
Reduce financial stress and improve employee satisfaction. When your team has access to their earned wages, they avoid costly payday loans, overdraft fees, and credit card debt – improving their financial health and peace of mind.
Built into your payroll
Pay On Demand is built directly into your Affinity payroll platform. Wage advances are automatically deducted from the next pay run – no manual reconciliation, no spreadsheets, no additional admin burden.
The benefit
Offer employee financial wellness without adding complexity to your operations. Your payroll team continues business as usual while your employees enjoy greater financial flexibility.
Zero cost to your business
There are no setup fees, no monthly charges, and no hidden costs. Pay On Demand is completely free for employers. Your employees pay a small, transparent fee only when they choose to access their wages early – making it a win-win for everyone.
The benefit
Offer a valuable employee benefit without impacting your budget. Strengthen your employee value proposition and improve retention – at zero cost to your organisation.
Financial wellness insights
Gain visibility into employee financial wellness through anonymised usage data. Understand participation rates, usage patterns, and the impact on your workforce – helping you make informed decisions about employee benefits.
The benefit
Measure the impact of your financial wellness initiatives. Use data-driven insights to refine your employee benefits strategy and demonstrate ROI to stakeholders.
Your path to implementation
A simple three-step process to launch Pay On Demand for your workforce.
Schedule a consultation
We'll discuss your employee wellbeing goals and confirm Pay On Demand is the right fit for your organisation.
Enable the feature
We'll activate Pay On Demand in your Affinity payroll platform while you prepare your employee communications.
Launch and support
Your employees can immediately start accessing their earned wages. We provide ongoing support and usage insights.
What you can expect
Without early wage access, you risk:
- Increased turnover: Losing employees to competitors who offer better financial flexibility and benefits
- Reduced productivity: Employees distracted by financial stress can't focus on their work
- Employee debt cycles: Your team trapped in payday loans and high-interest credit
- Recruitment challenges: Struggling to attract talent without competitive financial wellness benefits
- Lower engagement: Decreased morale when employees feel their employer doesn't support their wellbeing
With Affinity Pay On Demand, you'll achieve:
- Improved retention: Keep your best people with a benefit they truly value
- Better employee wellbeing: Reduce financial stress and improve overall workforce health
- Enhanced productivity: Employees free from financial anxiety perform better
- Competitive advantage: Stand out to job seekers with modern financial wellness benefits
- Zero cost benefit: Strengthen your EVP without impacting your budget
Best for
Affinity's Pay On Demand is ideal for:
Hourly and shift workers
Teams with variable hours who need flexible access to wages
Large employers
Organisations seeking to improve employee retention and wellbeing
Wellbeing-focused organisations
Companies prioritising employee financial wellness
Competitive industries
Sectors with high turnover seeking retention solutions
Ready to stop juggling and start leading?
See how one AU/NZ-built platform can transform daily operations, keep journals clean and give you back time for the work that matters.